Building a home near Richmond, VA can be a challenging process. We’re here to help make it easier for you.
Whether you already have a lot picked out or haven’t been able to find the perfect location, we will work with you through all of the steps to make your new address a reality, and we can even help you finance it.
We know that buying land isn’t easy. That’s why we’ve developed options to help you finance it. Shurm Homes has relationships with lenders in the Richmond area and can help you secure a construction-to-permanent financing option that works best for your situation.
After your address is chosen, we’ll work with you to personalize the perfect floor plan for your family’s needs. Working with our standard features and your selections, we can build a budget that meets your requirements and formulate a strategy that provides structure and guidance to your project.
Build On Your Land - Path To Ownership
Phase One - Acquiring Land
Own Land? Great! When you have your construction-to-perm loan, send us the information.
Need a Lender/Loan? We recommend our preferred lender, who has a wide variety of construction financing available.
Need Land? If you're working with a realtor, let us know when you find your perfect piece of land. Then, we can meet to walk it. Your realtor will be able to help you through the purchasing process.
No Realtor? We can help. What areas are you interested in? What is your budget? We can help you search on MLS. Are you purchasing the land or do you need us to purchase it? (Only considered on a case by case basis).
Phase Two - Preparing the Land
Before we can continue, there are questions to answer:
Are the soils tests done? If not, you will need to have this done during your study period. If we are purchasing the land, we will do this.
Public water/sewer? Are there fees? Are they paid?
Is your land within our service area? Contact us to see!
Are there unique features to consider? Wetland, easements, etc?
If in a community, is there an architectural review process that we need to go through?
Phase Three - Choose a Plan
Go through our Build-On-Your-Land packet, browse our online galleries, and let us know what you would like to see.
Phase Four - Initial Meeting
Once a plan is identified, we will meet to go over any questions, walk the floorplans you like, and discuss anything you would like to add to the plan.
Phase Five - Contract
Once pricing and plans are finalized, a contract will be sent (electronically or in person). A 10% deposit is required at contract.
Phase Six - Design Meeting
When the contract is ratified, our designer will set up your design appointment. You will make all of your selections at this meeting. Send us your ideas, Pinterest boards, and wants so we can custom curate your design appointment to your taste!
Phase Seven - Preconstruction
Once your design selections are made, we work on getting approvals, permits, etc (This part may take a while!). Once we have your permits, your builder will walk the lot with you to determine the placement of your home, clearing, driveway, etc.
Phase Eight - Construction is Underway!
If you are handling the construction loan, your lender will need to pay draws to use per the schedule in the contract.
Your construction manager will keep you up to date throughout the process.
At electrical walk-through, you'll have the opportunity to add electrical options, determine outlet placement, etc.
Phases Nine and Ten - New Home Orientation and Welcome Home!
Once complete, your project manager will familiarize you with all of the systems of your home, and answer any additional questions you may have before closing and moving into your home.
Once settled, enjoy peace of mind knowing you have a warranty, including a 1-year drywall warranty, as well as a 5-year structural warranty.